I just applied to Chrysler Financial and received this message:
Your application is pending further review. Usually, an email response is available within one hour during normal business hours. The results will also be available by contacting the dealer you selected.
Is this a good sign? I applied during non business hours, so I expect to hear something in the morning.
Does not sound like a "hard" NO:
Thank you for applying for credit online with Chrysler Financial. At this time, we are unable to approve your credit application based on the terms you requested which are outlined below. It is possible that with just a few changes or additional information, we could approve you for financing.
We encourage you to contact your dealer as soon as possible. It is our experience that when customers work with their dealer, they are often able to get into a new Chrysler, Jeep® or Dodge vehicle with financing that fits. Your dealer will work to find the vehicle and financing that best suits your needs.
We encourage you to contact your dealer as soon as possible. It is our experience that when customers work with their dealer, they are often able to get into a new Chrysler, Jeep® or Dodge vehicle with financing that fits. Your dealer will work to find the vehicle and financing that best suits your needs.
Ok, went to the dealer and they said that Chrysler Financial will NOT finance a loan if your FICO is below 640 anymore. SO BEWARE!
I'm checking out Ford Credit as we speak. Over the phone they checked credit and said that I wont have a problem, so going in Friday. I'll check Honda as well. Thanks.