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i decided to try chrysler capitals pre- approval application and got approved for up to $57,289. the car i want is in the $42000 ballpark. the use the experian auto 8 score and mine is 672. my annual income is $65000 and i hasve a BK7 discharged 6 months ago. any guesses what interest rate they are going to hit me with? the preapproval didnt say
I got a pre-approval for $72,831 back in June and wanted to lease a jeep patriot which had a sticker for $30K. It ended up being an approval for Tier 5 with very very high interest (being 15%+) even with 5K down. I ended up just financing the vehicle through chase for 3.5% at 72 months with 0 down.
Hopefully you have better luck, but it seems chrysler can be so-so
I was pre-approved by Chrysler in March 2015 for 67K purchase on a 65K income and a 568 auto enhanced score. I financed a brand new 2015 Dodge Jouney in March 2015; loan amount was 23K for 75 months at 8.10% with my scores. Rolled in negative equity, bought GAP and put down only 1K. Didn't need the DP just put 1K down to reduce negative equity.
went to the dealership and picked out my car, worked out the numbers with the sales manager and they pulled the beautiful challenger off the showroom floor while i waited to sign the paperwork. then they pulled me aside and said Chrysler Capital was requiring a large down payment ( i was already giving $2000) otherwise the interest rate was going way up and my payment would have been $800 a month. left there in the same car i arrived in.