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Member
JustineJoy
Posts: 6
Registered: ‎08-23-2013

Confused about Navy Federal (Approved for Credit Card, Denied for Auto Loan)

I just applied for a Navy Federal auto loan in the amount of $17,000. My credit is only 633 at the moment, so I wasn't expecting miracles- but I was at least expecting to be approved at high rate. I was denied.

 

After getting off the phone about the auto loan (just out of curiosity) I applied for a credit card, which I was approved for with a limit of $7,000.

 

I'm confused. Has anyone had this happen?

 

 


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Current Score: 618
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New Member
Yogieatsbooboo
Posts: 6
Registered: ‎04-28-2013

Re: Confused about Navy Federal (Approved for Credit Card, Denied for Auto Loan)

They pull different bureaus for Credit Cards=TransUnion and Auto Loans=Equifax.

How similar are your reports and scores?
Mega Contributor
Creditaddict
Posts: 18,905
Registered: ‎10-23-2007

Re: Confused about Navy Federal (Approved for Credit Card, Denied for Auto Loan)

They have been pulling EQ for me only for credit and loan lately... I wish they would pull TU!
Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:

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