My mother went through Bankruptcy several years ago and is slowly rebuilding her credit. She received an auto loan with a very high interest rate about 1.5 years ago. She signed up for Credit Karma and she sees these deals that offer her a lower interest rate and savings.
My question is, are these deals legit? She has been pondering them but I told her to hold off until I do some more research and thought I would start here. Does anybody have any feedback after using these services?
I know a few people have used the offer through Credit Karma on the forums. Can you provide the name(s) of the company that is "offering" the deal?
There is a thread about them....
I feel like trying to refi through her bank or a local credit union would be a much better course of action to investigate first.