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My mother went through Bankruptcy several years ago and is slowly rebuilding her credit. She received an auto loan with a very high interest rate about 1.5 years ago. She signed up for Credit Karma and she sees these deals that offer her a lower interest rate and savings.
My question is, are these deals legit? She has been pondering them but I told her to hold off until I do some more research and thought I would start here. Does anybody have any feedback after using these services?
I know a few people have used the offer through Credit Karma on the forums. Can you provide the name(s) of the company that is "offering" the deal?
The offer is from Blue Harbor.
There is a thread about them....
http://ficoforums.myfico.com/t5/Auto-Loans/Blue-Harbor-Auto-Loans-Blue-Yield/td-p/1345381
I feel like trying to refi through her bank or a local credit union would be a much better course of action to investigate first.