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@BoothwynAP wrote:I never heard of an out of cycle update. Thanks for the heads up.
If they won't do an out of cycle update, just dispute the balance through the CRAs, balance disputes only take a few days to resolve, since they can send the info electronically.
I disputed the balance on my CC 14 days ago and still no update. LOL
I was able to get financing with Ally through my dealer for $37k with $0 down at 7%. Dealer pulled a score of 666. This was almost exactly a year ago. My scores are now in the 700s and I have a sizable sum to pay down principle, so I will probably be refinancing soon.