Credit Union or bank that pulls transunion exclusively for auto refi

[Anonymous]

Looking for a credit union or bank that does car loans and only pulls transunion. Most I know pull experian or equifax.  

Anyhelp would be greatly appreciated 

thank you 

[Dj4Money]

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@Anonymous wrote:

Looking for a credit union or bank that does car loans and only pulls transunion. Most I know pull experian or equifax.  

Anyhelp would be greatly appreciated 

thank you 

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  Does it have to be a CU? Capital One pulls TU and will re-fi with somewhat competive rates. Road Loans re-fi as well just not their own loans.

[Anonymous]

Thanks for the info. Looking to refy from audi fs with a rate of 3.9 from DW name.  Thinking only a credit union will beat their rates.  Transunion is the my highest fico at mid 600's.  I would be willling to pay 6% interest to refin in my name.  

[Dj4Money]

 I don't know about a 6% and lower interest rate. If your over 640, that MIGHT be possible. I was offered 5.99% from Logix with no pull but if I paid my negatives (PIF) with a 640 for 60 months is what they said they would give me.

 They use Experian however. 

 In your shoes, give Capital One a shot, you'll get an instant answer and if not, you can always call and ask why. Lots of people have re-fi'ed with Cap One to get out of their high interest sub prime loans.

[Anonymous]

thanks for the info on logix. I will give them a call and see what they say. D you know what version of experian they use? auto enhanced?

[Dj4Money]

I am 99% sure Auto Enhanced is only available to dealers and captive lenders (Ford Credit). 

[Creditaddict]

I just don't get how to get Logix to look into this SP offer stuff because I have called about 3 different times and I feel like I am the dumbest person ever... normally how I feel when I talk to Comenity reps but only im the dumb one asking a stupid question that makes no sense!

what's the secret???

Burbank City Frederal CU pulls TU only.... 680+ gets you Tier A from them

[Anonymous]

this is great info! I will give them a call tomorrow! thanks! Are you a customer of theirs?  Are they like many credit unions that do one pull (within 30 days) for all there products?

[Creditaddict]

Yes