Credit score not a Fico

bettercreditguy1 · ‎02-11-2012

We were automobile shopping this week and were individually handed a "Your Credit Score and the Price You Pay for Credit" info page. It states and graphs my Equifax Score as 770 (750-799) and my wife's score of an 823 (800-843). Ir shows 18% of the group in my class and 25% of the group in her class. It also shows 13% in the 700 to 749 class with the remaining comparables in the remaing 5 classes of which 6% fall into the lowest class, range 250-499. Their scoring model range is 250-843.

Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 06/15/2013 EQ 761 TU 780 EXP 741 (Fico)

Remember the Three P's: Pay early in Full, Pay on Time, Patience

llecs · ‎08-04-2007

It's an auto-enhanced EQ FICO.

bettercreditguy1 · ‎02-11-2012

I was unaware that Auto Enhanced had a different scoring model. Thanks.

Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 06/15/2013 EQ 761 TU 780 EXP 741 (Fico)

Remember the Three P's: Pay early in Full, Pay on Time, Patience

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Credit score not a Fico

Re: Credit score not a Fico

Re: Credit score not a Fico