Just like the title says I applied for a DCU auto loan in the amount of 27k. Haven't received any response other then the pending status and the email that is automatically sent after you submit an app saying they will be with you shortly! Here is my info if anybody wants to chime in on my chances.
income 40k/year
Dti 23%(other auto loan and cc payments) no other debt
utilization 39%
scores as of today Eq-681 Ex-686 Tu-691 via my Fico
1 recent inquiry in the past 6months.
1 Auto loan paid in full in 2011
1 Auto loan that has a 9k balance right now
Perfect payment history on everything!
AAOA is around 1.5years but my oldest card and first loan make my oldest accounts around 2 years old.
Im getting really nervous awaiting a call or response! Probably gonna make a phone call tomorrow morning!
