DCU Loan adjustment?

[Rackham94]

Has anyone had luck talking with orgination and changing loan term from 48 months to 60? Used 2014 vehicle.

[Luscher]

you can refinance and go to 60 months.

[Rackham94]

Thanks will that be another hard inq?

Will I be upside down for sure on a 60 month?

[Anonymous]

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@Rackham94 wrote:

Thanks will that be another hard inq?

Will I be upside down for sure on a 60 month?

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Not sure about the first but unless you put a lot of money down you most likely will be upside down. Depending on the vehicle it could be a lot.  I encourage you to, if at all possible, to keep the loan at 48 months.