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DCU Preapproved Auto Loan

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Dustink
Valued Contributor

Re: DCU Preapproved Auto Loan


@prabs99 wrote:

Spent 30 minutes on hold, finally got transferred and the rep told me to call tomorrow. So, gonna try again tomorrow.


That would be my last call to them and I'd be taking my business elsewhere.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 11 of 18
sccredit
Valued Contributor

Re: DCU Preapproved Auto Loan


@Dustink wrote:

@prabs99 wrote:

Spent 30 minutes on hold, finally got transferred and the rep told me to call tomorrow. So, gonna try again tomorrow.


That would be my last call to them and I'd be taking my business elsewhere.


 

 

 

And waste the inquiry?

Message 12 of 18
Luscher
Valued Contributor

Re: DCU Preapproved Auto Loan

They are really good, just takes a while to get through
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 13 of 18
prabs99
Regular Contributor

Re: DCU Preapproved Auto Loan

Finally got through to them. They approved me for 40K @ 1.99% w/Direct Deposit for 72 months. Now to go to the dealership.

FICO (Discover) 805
Message 14 of 18
unc0mm0n1
Established Contributor

Re: DCU Preapproved Auto Loan

What is your EQ fico?

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 15 of 18
Luscher
Valued Contributor

Re: DCU Preapproved Auto Loan

Thats awesome, go to the dealer and demand 0% haha
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 16 of 18
Kenny
Moderator Emeritus

Re: DCU Preapproved Auto Loan

I love DCU and their preapproval of auto loans. It's nice to never have to have an inquiry because of an auto loan.
Message 17 of 18
prabs99
Regular Contributor

Re: DCU Preapproved Auto Loan

Went to the dealership. Got a 2015 Ford Fusion SE for 20,680 + tax & license. They asked about financing, and I said if you can beat 1.99, then go for it. They said they couldnt meet it. I am happy with the transaction. I dont know my EQ FICO score, but Discover FICO was 806 as of 12/11/15.

FICO (Discover) 805
Message 18 of 18
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