DCU Refi?

[Chezy1025]

Okay, so I just finished rehabing my student loan and I am expecting a decent score jump since this was my only baddie. I am currently around a 600 score for all 3. I have read that you get a pretty decent apr with 670+ score? Does anyone have any experience or info regarding their req.? Thanks

[Chezy1025]

Currently I owe 13000 with 69 months left at 18.84 %. I would love to refi. as soon as I can!

[guydiver]

DCU requires membership for a loan.  But, you can apply for the loan first, then if approved, apply for membership.  they pull EQ04. Two hard pulls. One for the loan, one for membership. 675 score will get you their best rate of 1.99%, or 1.49% with DD. 

[Chezy1025]

I am sure I could do much better with them once my score recover slightly. Do you know if I could refi with them at 650 and then try to refi with them again once 675+ for best rate? or do they not refi their own loans

[mjfriend1]

If I am not mistaken they do refi their own loans after 1 year of payments. Which is great because many Banks and CU do not refi their loans at all.

[Anonymous]

When I did my refi the lady told me 9 months at DCU