DCU asked for 10 day pay off and Pay stub for Refinance. Is that a good sign?

[Anonymous]

DCU asked for 10 day pay off and recent pay stub for Refinance. Is that a good sign? I just got them the information and will wait for the official response, and will update the post.

[Anonymous]

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@hsayre wrote:

DCU asked for 10 day pay off and recent pay stub for Refinance. Is that a good sign? I just got them the information and will wait for the official response, and will update the post.

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Yes, that's a good sign.  Good luck

[TheFate]

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@hsayre wrote:

DCU asked for 10 day pay off and recent pay stub for Refinance. Is that a good sign? I just got them the information and will wait for the official response, and will update the post.

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Yup thats an approval. They just told me the same but the lady told me I was approved right away

[Luscher]

I never got asked for pay stubs when I refinanced with them, only for 10 day payoff. I wonder what triggers it with them. Maybe the amount that is being refinanced. Mine was about 15K

[Anonymous]

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@Luscher wrote:
I never got asked for pay stubs when I refinanced with them, only for 10 day payoff. I wonder what triggers it with them. Maybe the amount that is being refinanced. Mine was about 15K

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More likely your credit scores

[Anonymous]

Im sure it was credit scores. The refinance is for $14K. My Fico scores are 625-630 with 4 new accounts, and 2 baddies, and a BK that will be gone Oct 2015. The rate is 10%, but is 6% less then Kia got me for last year when I got the car.

[Luscher]

Yea probably. Im above 700 with no baddies.

[TheFate]

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@Anonymous wrote:

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@Luscher wrote:
I never got asked for pay stubs when I refinanced with them, only for 10 day payoff. I wonder what triggers it with them. Maybe the amount that is being refinanced. Mine was about 15K

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More likely your credit scores

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Could be, but I doubt it. The score they pulled for me was a 740 with no baddies. I think it depends on several factors such as amount requested, wheither you're a member or not and credit history