In desperate need of a replacement vehicle, and after researching on myfico.com, and being declined by SDFCU, I tried DCU. Applied for membership and auto loan like 3am and by the time I woke up, I received an email that we were approved for an auto loan! They just need proof of income and sales agreement. Wow!
So being that it's July, can I still use my W-2? I've been cancelled a lot lately (by choice) and didn't want to use my leave. So my current pay stubs aren't really accurate of what my normal pay is.
Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576 Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639 Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.