DCU auto loan post CH13 BK

lee307 · ‎09-02-2014

Does anyone know if DCU will offer an auto loan soon after CH13 discharge?

I don't want to waste the inquiries if they want to see xx months post BK.

I will soon be discharged and in dire need of a new vehicle. I would rather apply to DCU

than Cap1 but I will do whatever I need to.

Creditaddict · ‎09-02-2014

i dont' think soon. but i could be wrong

Ragelog · ‎09-03-2014

Best source to ask would be call them up and ask or do the live chat my hunch is they will require a certain amount of time after before considering.

EQ04 675, EQ08 676, EX08 719, TU08 703 $12704.75/$123050 Revolving Credit (All 0% or 1.99%) - In Garden Since 5/25/2016

Last negative item should fall off in July 2017.

lee307 · ‎09-08-2014

I did talk to them today and they require 2 years post discharge for an auto loan. That sucks

but I understand. Guess I will try Cap 1 first before going to the dealership.

Slim1Der · ‎09-08-2014

We use a lender called 1st Investors that will finance you without an actual discharge from Ch13 as long as you have trustee approval.

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009