DCU refinance approved!

[Anonymous]

Yes as title says i was approved of refinancing my car loan, right now i have 4.92% 65mos to pay. Then DCU beat that realy big,1.49% 48mos to pay ) Happy guy here.

[Anonymous]

But one thing worries me, i don't know how to process that? Because when i was talking to the guy, I'm in a hurry. Do you think will they send an email or mail from my approved refinance?

[Anonymous]

Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?

[Anonymous]

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@Anonymous wrote:

Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?

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I got 1.49% because my car has more than 35mpg.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?

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I got 1.49% because my car has more than 35mpg.

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Ah, thanks for unraveling that mystery. And again, congrats to you! 

[Anonymous]

That's good to know! Congratulations!!!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?

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I got 1.49% because my car has more than 35mpg.

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OP, what's your score?

[kenspi67]

congrats .. they denied me in april .. cleaning up a few things, and trying again in a few months .. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?

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I got 1.49% because my car has more than 35mpg.

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OP, what's your score?

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They told me 710, but i have a problem now. They want me to provide the paystub but i dont have one. Im working as Independent Contractor in an agency, so they dont provide paystubs. I told them i can give bank statement that i really have income bi weekly. So now i dont know what to do with them. I emailed them to reconsider it, hopefully they will give me another way.

[Anonymous]

I know the OP is looking for an alternative now, but I finally found the place on the DCU site that talks about the energy efficient break:

https://www.dcu.org/loans/energy-efficiency.html