DCU refinance

[Anonymous]

Just refinanced with DCU last week. Approved for 2.99% with a 718 EQ. Total refinanced was $15,500. They dropped me to 2.49% contingent on me doing DD through a new checking account within 90 days.

Beyond thrilled. 2 years ago my credit was mid 400s so I had to finance this car originally at 23.99%.

Earlier this year Cap One refi'ed me at 15.14% with a 3B average of 640.

In 2 years I've paid a lot of interest but with this last refi I will at least be able to make up some of what I have already paid.

[Anonymous]

I am a huge fan of their auto loans!! Congrats!!

[Anonymous]

Congrats,  shows the value of rebuilding and then refinanincing as you make progress, will save you thousands.

[Anonymous]

Saving me $75 off my monthly payment, $140 a month in interest and about 6k off the rest of the loan. DCU denied me back in January with a 630 score but they like me now.

[DeeBee78]

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@Anonymous wrote:
Just refinanced with DCU last week. Approved for 2.99% with a 718 EQ. Total refinanced was $15,500. They dropped me to 2.49% contingent on me doing DD through a new checking account within 90 days.

Beyond thrilled. 2 years ago my credit was mid 400s so I had to finance this car originally at 23.99%.

Earlier this year Cap One refi'ed me at 15.14% with a 3B average of 640.

In 2 years I've paid a lot of interest but with this last refi I will at least be able to make up some of what I have already paid.

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Congrats! I refi'd with DCU earlier this year as well. I was approved at 2.74% but actually took my payment up $100 every month so I could pay it off earlier (I was paying that $100 a month to the other lender as well, but they weren't applying the payments towards principal). Went from $297 a month to $397 a month but cut a year off my loan term.