So, i read through all the threads about DCU and what i understood is that there are two hard pulls to eq. 1 is regular fico and the other the mortgage score 5. I will purchase my 3b in a few days once my cards report to find out that score. I also understood that if you cant get a checking account with them then you cant get an auto loan. So i applied for the checking first a few hours ago. Only thing about that is it wouldnt let me input my address( i have this issue a lot) so i entered my PO Box. It took that. And then asked me security questions and then asked me to send proof like DL, Utility bill, and social. My DL etc have my physical address on it not my po box so i pray i dont get denied. I do have a question though. Why do they hard pull for a checking account to become a member? I have never in a million years heard anything of the such. I also want to make sure it isnt a scam or bad company. I mean noone can be worse than santander but so far they are legit. I read everyones threads with good experiences but im a bit scared. No face to face or contact is a bit frightening. Am i worried for nothing?
