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@Anonymous wrote:
I applied for a savings account at dcu and they pre-approved me for a 20,000 auto loan. How likely will I get this?
DCU loan or credit card "pre-approvals" with a membership are generally solid because they are based on the credit report they pulled for your membership. I've purchased two vehicles (one 18-month old used, one new) using DCU, in both cases, I applied (with a hard pull) and got "pre-approved" - both were used to buy vehicles, no problems.
The only thing that might get an eventual denial with DCU will be your Debt to Income Ratio. I know with unsecured loans they are a little conservative, not sure about an Autoloan though. But unless you are going to be over 40% I doubt it will even come up as an issue.