@EdwardMH wrote:I used my checking line of credit to pay off my NFCU MasterCard, Bestbuy card and my Paypal accounts the interest rate was lower.
My current debt is
NFCU Visa 15.40% $10,000 balance $8,000.99,
NFCU signature loan 17.750% $12,000 balance $10,237.18
NFCU Checking Line of Credit 15.90% $15,000 balance $12,040.42
USAA Signature Loan 17.75% $9,000 balance $7,394.28
outside min payments I have an extra $509.70 a month I can put on one bill a month from my payed off car payment. I thought to pay off the CLOC first but my NFCU Visa keeps growin more than the $250 a month I pay so is getting higher not lower.
Well yeah maybe -- in terms of credit scores -- you made a slight mistake. Having the car loan mostly paid down, but not paid down to zero, would have been a slight plus for your scores. But really, your scores don't matter, you have a much bigger problem, which is a lot of high priced debt. You need to get all those balances down.
