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Hello,
how do lenders figure out how much to lend you for auto loans? I am asking this because
I have a car loan with about 1 year left on it and I want to buy a new car before I sell this one.
http://ficoforums.myfico.com/t5/Auto-Loans/Debt-to-income-ratio-on-new-car-purchase/td-p/655312
Personal advice...sell and or pay off the old car first if you can, wait a month for it to clear on your credit report, then buy the new one.
Most places will not lend at a payment more then 30% your gross monthly income.
