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Denied Denied Denied! Where to turn?

Established Contributor

Re: Denied Denied Denied! Where to turn?

Roadloans they accept with any credit score. If you have 1 credit card ontime paymentsI just approval  with roadloans ARP pretty high. 20.9 but I will get refinance after six months. I'll put 50% down on refinane though local CU latter.

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Member

Re: Denied Denied Denied! Where to turn?

I just applied and was approved for $28,000 with an APR of 15.32% which I thought was pretty good considering all the 20%+ interest rates I've been reading about.

Established Contributor

Re: Denied Denied Denied! Where to turn?

Congrats. We'll refinance latter. Lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Valued Contributor

Re: Denied Denied Denied! Where to turn?

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Highlighted
Valued Contributor

Re: Denied Denied Denied! Where to turn?

Congrats!!

 

Being a Roadloans customer myself, read the fine print on your loan documents. They have LTV, year model and mileage requirements. While they have a plethora of dealers they work with, the most seamless transitions I've had have been through Carmax.

 

Pay ontime and refinance later.

Scores: about 700 across the board
Total CL: $275k