Reply
Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012
0

Re: Denied Denied Denied! Where to turn?

Roadloans they accept with any credit score. If you have 1 credit card ontime paymentsI just approval  with roadloans ARP pretty high. 20.9 but I will get refinance after six months. I'll put 50% down on refinane though local CU latter.

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Member
jazzydaddy
Posts: 20
Registered: ‎06-21-2012
0

Re: Denied Denied Denied! Where to turn?

I just applied and was approved for $28,000 with an APR of 15.32% which I thought was pretty good considering all the 20%+ interest rates I've been reading about.

Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012
0

Re: Denied Denied Denied! Where to turn?

Congrats. We'll refinance latter. Lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Denied Denied Denied! Where to turn?

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
madmann26
Posts: 1,421
Registered: ‎08-30-2012
0

Re: Denied Denied Denied! Where to turn?

Congrats!!

 

Being a Roadloans customer myself, read the fine print on your loan documents. They have LTV, year model and mileage requirements. While they have a plethora of dealers they work with, the most seamless transitions I've had have been through Carmax.

 

Pay ontime and refinance later.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+