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Denied & Need Input

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mtrsprt
Frequent Contributor

Re: Denied & Need Input


@Nettieinva wrote:
What bank is DCU?

Digital Credit Union.  They are fantastic!!!  They also give you a free FICO EQ score monthly.


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


Take the FICO Fitness Challenge
Message 11 of 12
Student_Loans_Kill
Frequent Contributor

Re: Denied & Need Input

DCU is a conservative lending institution through my research.
High utilization = denial
Pryramiding debt = denial
High student loan debt = denial
Too many new accounts = denial
Too many hard pulls = denial
YMMV

Starting Score: 656
Current Score: 678 TU 08, 665 EQ MyFico, 698 EX PSECU
Goal Score: 7OO needed for Mortgage application


Take the FICO Fitness Challenge
Message 12 of 12
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