No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Does anyone know if CU pull auto enhanced scores or is that strictly left up to the dealers? My wife and I are in the market for another car and I know that my enhanced score should be pretty decent. I have been current on my account for 2 years no lates or derogs, and will look to pay it off in march.
@Anonymous wrote:Does anyone know if CU pull auto enhanced scores or is that strictly left up to the dealers? My wife and I are in the market for another car and I know that my enhanced score should be pretty decent. I have been current on my account for 2 years no lates or derogs, and will look to pay it off in march.
That's a good question. I just got a car loan through my local CU in December. On Monday I will call and ask them if they used an auto enhanced score. I suspect they did but am not certain.
From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800
You can do the same thing with hard work
Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score
Thanks, let me know what you find out.
I called today and was told that my CU does not use the auto enhanced score. So it was a regular Experian score of 802.
From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800
You can do the same thing with hard work
Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score
Thanks, So I will be ready when ever it is time to go.
@Anonymous wrote:Thanks, So I will be ready when ever it is time to go.
That doesn't mean though that the CU you choose employs that particular score version. I'd call them and simply ask.
I think I will do that, I have I have been a member @ this CU for about a year, and they told me that they are ready to work for me, they said that they only check eq, my other bank checks all three. Thanks for the advice.
I just applied for an auto loan at my CU and she pulled from Experian.