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Hi! I have been working to repair my credit and have come really far! Need a new car by November so I'm starting my research. Here is my info. Do you think I will qualify?
Credit Score:720
AAoA:2 years
# of positive trade lines: 11
# of negative trade lines: 0
Income: 30k annual
Lenght of Employment: 3 years, 7 months
Previous Loan Experience: 1auto loan, paid in full, never late
Debt-to-Income (DTI):25%
Year of Car:2011
Miles:31,514
Purchase/Refinance:22k
Requested loan term (XX Months):60
Down payment amount:1k at most
Co-borrower/Co-Signer: No
Other:
You should have no problem getting approved. You have a 720 score, previous auto loan, DTI is fine.
Thank you!
Approved!!