Credit Score: 647 (equifax)
AAoA: 4 yrs
# of positive trade lines: 8
# of negative trade lines: 2
Income: 57,000
Lenght of Employment: 11 yrs
Previous Loan Experience: one auto loan PIF in 2011 with 2 30 day lates. One open collection, DoFD August 2007. New mortgage loan, Sept 2014. One cap one cc $1800 limit, 900 bal.Kohls card, $600 limit, $100 bal. Nebraska furniture mart card, $600 limit, no balance. 3 student loans, no past dues.
Debt-to-Income (DTI): 30%
Year of Car: 2011-2015
Miles:under 80k
Purchase/Refinance: purchase
Requested loan term (XX Months): 60+
Down payment amount:1500
Co-borrower/Co-Signer:no
Other: I'm just trying to get a feel for the interest rates I'm going to be looking at. I will probably look at price range of 15-20k.
