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Established Contributor
zeusta20
Posts: 586
Registered: ‎02-22-2011

Re: Do you think I can get approved for a 2013 cadillac ats?

On a side note...I'm almost 23 too...Hopefully I have no problem being financed like you did! I don't have any negative record on my credit. We will see!

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
GARDENING SINCE 07/13/13
Frequent Contributor
2FixMyCredit
Posts: 476
Registered: ‎02-02-2013

ouRe: Do you think I can get approved for a 2013 cadillac ats?

You make less than  14k a year but want a car that is going to end up at over 40k after fees and negative equity?  That just doesn't make sense and is far reaching, not trying to be rude but you need to be realistic.  Yes your boyfriend may make 4400 a month but do you really want to depend on someone else to take care of something so large?  What if you two break things off?  There are plenty of nice cars that are far less.

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012

Re: ouRe: Do you think I can get approved for a 2013 cadillac ats?

Even with your and your boyfriend's combined income there should not be a $40k car there.  I understand the cars are nice but that is an awful lot to take on.   

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

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