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Do you think I can get approved for a 2013 cadillac ats?

Established Contributor

Re: Do you think I can get approved for a 2013 cadillac ats?

On a side note...I'm almost 23 too...Hopefully I have no problem being financed like you did! I don't have any negative record on my credit. We will see!

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 11 of 13
Established Contributor

ouRe: Do you think I can get approved for a 2013 cadillac ats?

You make less than  14k a year but want a car that is going to end up at over 40k after fees and negative equity?  That just doesn't make sense and is far reaching, not trying to be rude but you need to be realistic.  Yes your boyfriend may make 4400 a month but do you really want to depend on someone else to take care of something so large?  What if you two break things off?  There are plenty of nice cars that are far less.

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 12 of 13
Valued Contributor

Re: ouRe: Do you think I can get approved for a 2013 cadillac ats?

Even with your and your boyfriend's combined income there should not be a $40k car there.  I understand the cars are nice but that is an awful lot to take on.   

Starting a whole new chapter
Message 13 of 13