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06-28-2014 07:13 PM
06-29-2014 08:51 AM
Just curious. I had a ch 7 in 2008 and included a Camry with toyota financial. I've rebuilt some since then, and was told by a dealer that she "doesn't think " they blacklist, but I'm curious. She said a score above 650 will qualify, and my score is above that (656) but I'm still a little concerned. Anyone have any experience with this?
Income is about $70k, currently have one open car loan with Ally on my wife's 2014 chevy traverse.
I have not found with cars anyone does... it's just a matter of how long and current score and since you are already financing a car you might find your auto enhance to be even a bit higher and you can qualify for the 0%
06-30-2014 10:18 AM
We filed BK7 in 2009, our truck which was financed by TFS was repo'd a few months after discharged due to one late. We were able to buy and finance throught them again in 2012. So if they do blacklist, it's not for long.
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