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I am wondering how much downpayment do I have to have for a used truck in the $10,000 to $16,000 range? I thinking $2500 to $3500. I gross $1564 at month and my fico credit scores are 702, 710, 716.
@CJIII29 wrote:I am wondering how much downpayment do I have to have for a used truck in the $10,000 to $16,000 range? I thinking $2500 to $3500. I gross $1564 at month and my fico credit scores are 702, 710, 716.
Downpayment is negotiable, so its really up to you and your creditor to decide what works. A 20% downpayment might help lower your interest rate, but with your good FICO scores it may not be necessary.
Thanks I am looking foward to getting my first auto loan.