Credit Card Center Advertiser Disclosure

Established Contributor
Posts: 670
Registered: ‎11-30-2012
0 Kudos

Re: (EDIT) New vehicle sooner than we thought...

Our 2006 Town and Country was the most practical vehicle we have ever owned.  Sedans with kids are a real pita especially trying to work around car seats etc.  Also the automatic doors are a blessing.  You have 3 kids, a shopping cart and a stroller and it is raining.  With the auto doors, all the sides and the trunk fly open, park the cart under the rear hatch, the mobile kids jump in the car, pop the car seat off the stroller into the seat base, hit the button on the stroller, chunk in the back and unload the groceries under the hatch out of the rain.  Do this one time and you will turn into a mini-van convert.  The stow and go is the greatest invention ever.  Wish our Yukon had this feature as the seats fold, but you get next to no useable space.  In the mini-van, all the seats fold flat into the floor.  We've carried sofas, mattresses, fenc panels etc. all inside the van.  When we travel, we use the space where the seats stow as additional packing space.  Finally, the entertainment options were a god send.  Kids wore the wireless headphones and watched movies etc.  We could listen to whatever we wanted up front.  Everyone happy.


Shellie wrote:

So now it's time to buy.  Called my bank Monday and he said go get whatever.  I told him I wanted to but around $20-21k..  They don't report so I wont take a hit on my UTL.  And he isn't even going to pull my credit so no new INQ.


BUT it's 7.5%.  He said that's what rate everyone gets.


Or attempt DCU.  My EQ is 656 right now.  They give that 1.24% to 675 and over.  I would qualify for 4.something%


So torn!! Not to mention what to buy.  I have several internal debates going on right now!  Haha.  Taurus is a great car and a good deal but I have a 13, 11 and 2 yo.  Hubs like the Dodge Caravan with the Swivel 'N Go seating.  I am so NOT a minivan fan.  GAG!  Haha.  I know it's practical tho.


Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.