Credit Card Center Advertiser Disclosure

New Visitor
Posts: 1
Registered: ‎11-28-2012
0 Kudos

EQ 650 Auto loan

I have been using this site for sometime and it has been very helpful. But here is my first post:


I recently relocated and looking to buy a car (dont have one now). Im thinking of apply for Chase or Capital one and wanted some feedback.




Scores: EQ 650, EX 609 , TU 719

1 bad credit card when i was 18 (5years ago), but now paid in full.

Capital one Platinum 750 CL, at $93

Chase Sapphire Preffered CL $6,000 at $200


And student loans at about 13k.


Where should I apply for auto loan from? Looking to get about 27k. 


Posts: 81
Registered: ‎08-03-2012
0 Kudos

Re: EQ 650 Auto loan

I think with a 650 score capital one should be fine for you to apply for. I would recommend going to the dealership and choosing a vehicle first and see if maybe you could get a low interest rate from a local credit union. Your interest rate would probably depend on the vehicle and the amount of money you put down.

Transunion 698
Equifax 713
Experian 700
Goal Score 750

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.