@Wovenyarn wrote:
My car company, Drivetime (yeah I know), put a late for November on my credit report. I disputed it through EX because I always pay my car on time. They responded back that it was updated. When I looked at the update, they moved the late to October. I called Drivetime and was transferred no less than 5 times with no help. No one knows why it's there or how to remove it. Im so frustrated. I have zero late payments on all 3 of my credit reports. Then I got a notification today that they added one to Transunion as well. Advice?
Do you have evidence of all payments made on time?
Do you have online access to your auto loan account?
What does you account history state regarding the months in question?
If you have evidence of all payments made on time, you have grounds to dispute the reporting with Experian and Trans Union.
Include the account history with your dispute.
