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I live in florida and is looking to purchase a new car, but I need to get approved through my experian or transunion file only. Does anyone know of any finance companies who only use experian or transunion for approvals?
Not sure...but if you're going to obtain financing through the dealer then they could possibly try to hang your loan with just about anyone who could be located just about anywhere. Even so, if you have a questionable file, some lenders will pull more than one report so you'd be hard pressed to try and figure out what lender only pulls a specific file as you don't know which lender the dealer will try to hang you with.