No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I've finally got my first car loan!
I just financed a 2006 Honda Accord.
Interest rate is 5.98%. Which is not that bad to me for a used car as well as my first time purchasing a car. Out the door, it ended up being APPROX 14.3k (dont have the paper work in front of me at the moment.) Only had to put 1k down. So my financing was 13.3k. At first, I was a little afraid of being able to get approved on my own since i'm still fairly young (23 in July) and the fact that I haven't had a car loan on my credit yet. But surprisingly, I don't need a cosigner!!
NOW, I'll be able to garden for a long while. And be able to pay more things off.
I've only had this car for one day, and I've already fell in love with it. Has Leather seats, Navigation, Moon Roof, Power seats, etc.
Congrats! What are your scores??
Congrats
@tryingforgoals wrote:Congrats! What are your scores??
THanks!
They ran Experian. I don't know what my FICO experian is. But they ended up pulling the FICA ( I think thats what he said). The score they use specifically for auto loans. Since I have never had an auto loan, I they pulled up 661 which was WAY lower than my actual score. My FICO Trans Union and Exquifax were both in the 700's. Experian, I'd expect to be around the same. So it was DEF a surprise to me when I saw this score.
what was the name of the Bank that approved you ?