Hi Everyone, I am new around here XD I joined a little over a month ago, just haven't really needed to post for anything. Well now I do
I wanted to know, if I would most likely get approved for a car loan approx: 25k [09 honda accord] it might be less, depending on what I get in it.
I am only 18 at the moment and will be 19 in January, I have credit scores of TU:718, EX: 728 EQ: 702.
I have 4 credit cards, Kohls-103, Walmartdc-25, Cap one 163 and the other i owe a 0 balance on, I actually just paid off my kohls and walmart off yesterday and paid down my cap one to only 100 dollars, I have 2 inquires on Tu, 4 on EX and 5 on EQ.. they are all from over 2-3 months ago maybe a bit less, I havent applied for anything recently.
Now, I wont be applying for a car loan until Jan-Mar 2009, hopefully by then my scores might be a little higher.
My oldest cc is 4 months old, EX I was an authorized user on my parents card from 2005 up, so that is on my credit report as well saying 3years and 0 months, so I was curious with my short credit history would I be able to get a car loan?