@Anonymous wrote:
Just thought I'd update: I'm still waiting. This is pretty unfortunate because my convertible just keeps getting worse. Last night it even idled at work for an hour just to defrost the inside of the window.
That said Experian and Transunion have updated. My Experian score jumped to a 720 and and Transunion to 722. Equifax still says 613, which is a pretty big bummer since they seem to be the most popular bureau for lenders to pull. Discover reported either last Friday or this Monday. I'm hoping they will update by Monday so I can get the ball rolling!
Hey OP, what state are you located in? More often than not you can find which lenders pull what credit bureau in your area.
I'm In California, and It's almost All Experian dominated credit pulls.
With your Transunion and Experian both firmly in the 700's, you shouldn't have any issues finding favorable financing.
On a different note, if all three of your scores are indeed true Fico scores, I would get a full copy of your Equifax credit report. With that much discrepancy between them and your other 2 reports, I would suspect that something is amiss with your Equifax.
Best credit wishes to you!
@Anonymous wrote:Has to be a Ford dealer. That's why they give the preferential terms - it's a subsidy for Ford Motor Company and its franchisees by a captive lender (FMC). Not generally available to anyone.
Agreed that it has to be a Ford dealer, but it doesn't have to be a Ford brand vehicle.