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My wife's car is under my name. Lease is ending in 3 months.
I was recently laid off and I don't know if I'll be able to find a job before this lease expires. If that's the case, she will have to buy\lease the car on her own
She has good credit. Right now its FICO 730, but by July will probably be 750 or higher. Her salary is not very high btw.
Will she be able to lease\buy a car on her own without a cosigner?
If she does need a cosigner, can I cosign without having a job? I have pretty good credit and 2 car leases under my name. I assume my Auto FICO score is pretty high
She is looking at the Honda HR-V and I want to make sure we don't waste time.
If she is a first time buyer with 750 FICO, will she have any issues? Does her salary matter?
Did I miss anything else?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |