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New Contributor
Posts: 62
Registered: ‎08-16-2012
0

First time car buyer - APPROVED!

So stoked: App'ed for my first car loan through NFCU...asked for 25,000 but got offered up to $36,000 at 2.09% for 60 months!

 

Now to choose the car... Smiley Happy

 

 

NFCU nCash Rewards - $25,000
Chase Sapphire Preferred - $13,000
Chase Marriott Premier - $10,600
Chase Freedom Signature - $10,000
AMEX Costco - $6,000
USAA - Full Member

Credit Score: 776 (EQ 08/2014)
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: First time car buyer - APPROVED!

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Established Member
Posts: 61
Registered: ‎04-27-2012
0

Re: First time car buyer - APPROVED!

[ Edited ]

Congrats!! Can you share a little about your credit profile? I am looking to lock in my first auto loan in the next two months. I have been pre-approved with USAA up to 50k. 

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: First time car buyer - APPROVED!

Congrats

New Contributor
Posts: 62
Registered: ‎08-16-2012
0

Re: First time car buyer - APPROVED!

Congrats on your approval as well! Income is $85,000/year, credit score ~765. Personal credit cards include Southwest RR Premier, CSP, and a Wells Fargo. AU on a United, US Air, and Costco AMEX.

NFCU nCash Rewards - $25,000
Chase Sapphire Preferred - $13,000
Chase Marriott Premier - $10,600
Chase Freedom Signature - $10,000
AMEX Costco - $6,000
USAA - Full Member

Credit Score: 776 (EQ 08/2014)
New Visitor
Posts: 1
Registered: ‎11-29-2012
0

llRe: First time car buyer - APPROVED!

[ Edited ]

Really good , when i took the loan last year it was 3.9%  for 55 months.

 

Edited, Sorry, advertisements are not allowed on the forums.   Shogun,  myFICO Moderator

 

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