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650 gets you in the door approved.
680+ gets you best leasing terms.
I am a VERY familiar with Ford Motor Credit
Yes, on a new. Used, it depends. You may get a better rate elsewhere
What about 620 FICO score?
I ve had 2 Ford Credit loans in the past , always paid as agreed.
@sports1965 wrote:What about 620 FICO score?
I ve had 2 Ford Credit loans in the past , always paid as agreed.
As long as DTI is in line, you'll qualify for 0%
I'm not sure of my score yet but how does Ford treat recent CH13 discharges? I have had 5 or 6 auto lines all paid as agreed pre BK.
My auto loan when entering BK hit late once since I was instructed not to make any more payments because the payments for the car
were to be included in the BK payment.
@lee307 wrote:I'm not sure of my score yet but how does Ford treat recent CH13 discharges? I have had 5 or 6 auto lines all paid as agreed pre BK.
My auto loan when entering BK hit late once since I was instructed not to make any more payments because the payments for the car
were to be included in the BK payment.
Too difficult to say. Everyone's profile is different. Depends on many factors. Generally speaking, I believe Ford prefers people who have already reestablished since BK
Looking at leasing a 2015 Ford Fusion SE.
Current credit score 639. My auto payment history has always been on time for the past two years. Prior to that I had a couple 30 day late payment notices.
My revolving credit/debt ratio is 70/30.
Any idea how this will look for me? I've never leased before...