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Valued Contributor
tcbofade
Posts: 1,061
Registered: ‎09-26-2011

From 12.3 to 6.7!!

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‎08-09-2012 05:52 AM

DW is getting ready to apply for a mortgage.  We needed to improve her DTI to make it possible, so I refinanced our auto loan on my own, and cut the interest rate from 12.3 to 6.7%.

 

Saves us over $43 a month, and we get to take a month off!  YAY!



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

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Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: From 12.3 to 6.7!!

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‎08-11-2012 08:16 PM

congrats. 

 

do you mind me asking your scores? 

trying to finance right now but dont want to take hits since i have a few new tradelines. 

 

pm if you could please. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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Valued Contributor
tcbofade
Posts: 1,061
Registered: ‎09-26-2011

Re: From 12.3 to 6.7!!

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‎08-12-2012 04:49 AM

PM sent, but I don't mind posting them here.

 

TU 642, EX 670, EQ 656.



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

Message 3 of 3 (295 Views)
 
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