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I received a letter in the mail for a prequalification from GM Financial at a local Chevrolet dealership. I checked and it says I was prequalified for $28,800. I was wanting the near future to re-finance my Jeep Grand Cherokee for a lower interest rate and it some what lower that what I qualified for. I had also considered trading in my Jeep Grand Cherokee for an upgraded version. My question is, I was wondering if this would be a better deal to work with GM Financial and move to another vehicle with a lower interest rate? I wouldn't know what they'd have comparable to a Jeep Grand Cherokee. Or would it be better to pre-qualify somewhere else?
I got preapproved with CarMax through Ally Bank. I think this may work better for me because I'll have more vehicle choices.