Depends if the dealership pulls & receives a different score. Your interest rate also is dictated by the amount of $$$ you put down, trade in and all of that.
When you do apply, make SURE the dealer SHOWS you YOUR SCORE. You have a right to see that score. If they put up a hard fight, run out the door.
DH was approved with VW lower than that (although his TU was way higher), $1500 trade & $3k downpayment.
He also has two autos.
I think you'll get it. I'm sending you a PM
Just wanted to refresh this thread out of curiosity as I will be looking to get a GMAC approval once I get my 1st Time Homebuyer credit back.
Does anyone know who GMAC pulls? Not much information for them on whogavemecredit.