Reply
New Member
Posts: 3
Registered: ‎01-06-2013
0

Georgias Own CU?

Hi all-

 

I am looking to finance a used car soon.  Possibly a 2010 Lexus IS 250 or 2010 Audi A4.  I have perfect auto payment history but went late on a property I had on the market for 5 yrs.  (Which sold in March 2012)  I also had some slow pays on a few rental properties 1.5 yrs ago due to all the real estate I had on the market. 

I have been at my job 12.5 yrs and make about 73k yr. 

AS of today my EQ 627 and TU 656.    IS Georgia's own Credit Union easy to work with and if so what type of rates are they for people of my Credit?

I have to banks in Ohio but one is interest of 8% and the other wont lend in GA.  I also have bank accounts at Bank of America.

 

Thanks in Advance!!

 





1-6-2013: EF: 608 TU: 656 EX:6??

Goal:700
Highlighted
Established Member
Posts: 113
Registered: ‎12-04-2012
0

Re: Georgias Own CU?

BofA would be willing to lend and the interest would be between 6-12 percent (should be nominal with a score like yours). I really have no clue about Georgia's credit unions. As for the lates on your credit report, generally lenders do not consider negative trade lines as long as they are 2+ years old and have been settled/paid in full/caught up on.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.