Get your cards paid off before you do anything. Once paid off, ditch credit one. Then work on paying off the other loans. Once you get that accomplished, save up a down payment.
Seems like you are a ways from being in a position to buy again.
I would say focus on the dodge after getting the credit cards paid off. At 25% interest, it should be your only concern. Get it paid down so that it is worth more than is owed. Once you score reflects the paid off credit cards. Work on getting a refi on the dodge.
Why should I close credit one for and I am paying all my credit cards off on the 2th and I have $3,500 to put down ... I had credit one for couple months now
What Dustink is trying to do is help you save some money by avoiding fees. Is Credit one your youngest credit line?
Pay off the cards, pay down on the Dodge to where you are in position to refinance, then walk in with a sizable down payment if your deadset on buying new.