Yes, like the others have asked, what are the denial reasons? DCU's max loan is 50K, but I was recently approved for that amount, with lower scores and less income than yours, so if 50K will do, I'd try them.
@Midwestsho wrote:Hey all. I'm a little confused here as I have great credit on all three bureaus (760 - 780), no lates, lots of credit used but paid off (credit cards with low balances, paid off auto loans, etc) and a decent age of accounts of about 10 years. Income is a documented 200 - 250k. Despite this, I'm getting denied for a $55,000 auto loan, first through PenFed and now through Chase.
I'm not sure what else I need to do to get approved for a loan this size. I have a 100k line of credit that's used but pretty much always paid off. So I can go to Chase and tell them to give me 100k for no reason at all with no security on the loan but they won't give me a $55,000 auto loan.
Any tips here? I'm kind of afraid of shopping around at this point for fear that new banks are going to see the credit hits from Chase and Penfed and assume I'm desperate.
I am puzzled at this also.
This might be a time to go into the dealership and give them permission to do just one pull with their best lender, probably the captive lender for that brand. That would end the INQs.
Unless there are major issues not stated, I would think the lenders would be falling over each other to get your attention. At 55k, I am assuming you are looking at a luxury brand, and since you mentioned BMW previously, probably another European, and at that price point, it cant possibly be a Fiat! 
You should be able to get great financing through the manufacturer on their brand and I would just tell them, you have one HP so take your best shot and make it count. That should be able to get you the car and put a stop to further HPs for you.
GL