Does anyone know if Golden One Credit Union uses FICO Scores when reviewing an application for a car loan? Do they use the auto version or FICO Score 8? I would like to know as my FICO Auto 8 is a little bit higher than my FICO 8 score and could result in a lower interest rate. Thanks
I found this thread - looks like EX
When I joined, the CSR in my branch told me they pull either EQ or EX for membership (although she ended up telling me the HP wasn't necessary, which was awesome), and they could use the same pull for a CC app if I wanted, but I'm not sure about who they pull for an auto loan. My suggestion is to talk to someone at your closest branch, as the rep I dealt with seemed very forthcoming, helpful, and knowledgeable.