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Got denied :( seeking best next steps

Valued Member

Re: Got denied :( seeking best next steps

I can't believe you were declined. Heck 5 years ago I got a 18k car with a 490 credit score. My mom just got a car with wells Fargo dealer services at 9.9% with a 580 score and CH 7 BK. I would try another dealer & try capital one too.
TU FAKO 5/2013 605 6/2013 617
EQ FICO 5/2013 535 6/2013 623
BK7 Filed 3/29/13
Score Goal:715
Message 11 of 12
Moderator

Re: Got denied :( seeking best next steps

OP, you mentioned that you "paid off and closed" your credit cards. Do you really mean you closed all of your credit card accounts - or just paid off.

 

If you closed all your credit card accounts, see which ones you can open back up. It's a problem if you have no open accounts.

 

Do you have any installment accounts other than student loans?

Message 12 of 12