Reply
Valued Member
lovelylisa84
Posts: 46
Registered: ‎08-03-2012
0

Re: Got denied :( seeking best next steps

I can't believe you were declined. Heck 5 years ago I got a 18k car with a 490 credit score. My mom just got a car with wells Fargo dealer services at 9.9% with a 580 score and CH 7 BK. I would try another dealer & try capital one too.
TU FAKO 5/2013 605 6/2013 617
EQ FICO 5/2013 535 6/2013 623
BK7 Filed 3/29/13
Score Goal:715
Community Leader
Senior Contributor
StartingOver10
Posts: 4,221
Registered: ‎03-06-2010
0

Re: Got denied :( seeking best next steps

OP, you mentioned that you "paid off and closed" your credit cards. Do you really mean you closed all of your credit card accounts - or just paid off.

 

If you closed all your credit card accounts, see which ones you can open back up. It's a problem if you have no open accounts.

 

Do you have any installment accounts other than student loans?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}