So I'm a victim of the economy but we are on the road to recovery. I once enjoyed a credit score avg of 750+ a few years back but now they are more like 600. I see my FICO is around 575 so I'm here to pick up on a tip or two now that I have my feet back on the ground and get my scores back up.
With a FICO of 575, it doesn't look like there is a lot out there that would be willing to finance me although I've never missed a car payment in 10yrs+ even when I was going through financial difficulties/job search.