Hey guys so if I have 720+ scores from all 3 bureaus, but a couple collections (2/3 TU, 1 on EQ and 2 on EXP, is it still possible to get a decent size auto loan and great rate from penfed credit union? My DTI is 21-25%, income about 60k and I'm looking to get 35-40k max. What do you guys think?
